{"id":81778,"date":"2025-10-14T09:05:35","date_gmt":"2025-10-14T07:05:35","guid":{"rendered":"https:\/\/anfina.ch\/?p=81778"},"modified":"2025-10-14T09:05:36","modified_gmt":"2025-10-14T07:05:36","slug":"lex-koller-swiss-law","status":"publish","type":"post","link":"https:\/\/anfina.ch\/en\/lex-koller-swiss-law\/","title":{"rendered":"Lex Koller: who can buy property in Switzerland?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Lex Koller regulates the purchase of property by foreigners in Switzerland: here&#8217;s what you need to know.<\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/anfina.ch\/wp-content\/uploads\/2025\/10\/foto-Newsletter-1-scaled.jpeg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"574\" data-id=\"81775\" src=\"https:\/\/anfina.ch\/wp-content\/uploads\/2025\/10\/foto-Newsletter-1-1024x574.jpeg\" alt=\"Lex Koller\" class=\"wp-image-81775\" srcset=\"https:\/\/anfina.ch\/wp-content\/uploads\/2025\/10\/foto-Newsletter-1-1024x574.jpeg 1024w, https:\/\/anfina.ch\/wp-content\/uploads\/2025\/10\/foto-Newsletter-1-300x168.jpeg 300w, https:\/\/anfina.ch\/wp-content\/uploads\/2025\/10\/foto-Newsletter-1-768x430.jpeg 768w, https:\/\/anfina.ch\/wp-content\/uploads\/2025\/10\/foto-Newsletter-1-150x84.jpeg 150w, https:\/\/anfina.ch\/wp-content\/uploads\/2025\/10\/foto-Newsletter-1-1536x861.jpeg 1536w, https:\/\/anfina.ch\/wp-content\/uploads\/2025\/10\/foto-Newsletter-1-2048x1148.jpeg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/figure>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Dear readers,<br>Did you know that not everyone can freely buy property in Switzerland?<br>And that it depends on your passport, residence permit and even geographical area?<br>We present one of the most unusual (and long-standing) laws in the Swiss real estate sector: the Lex Koller.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What is the Lex Koller?<\/h3>\n\n\n\n<p>It is a federal law that regulates the purchase of property by foreign nationals.<br>In force since 1983 (with subsequent updates), it is named after the politician Arnold Koller and aims to limit the concentration of property ownership in the hands of non-residents in order to protect the local market.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who is considered a \u201cforeigner\u201d?<\/h3>\n\n\n\n<p>According to the law, \u201cforeigners\u201d are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>People without Swiss nationality<\/li>\n\n\n\n<li>Foreign citizens without a residence permit (C permit)<\/li>\n<\/ul>\n\n\n\n<p>Please note: even European citizens with a B or L permit are subject to restrictions!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What does it actually restrict?<\/h3>\n\n\n\n<p>The Lex Koller does not prohibit purchases entirely, but regulates them with specific restrictions.<br>Here are the main ones:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Non-residents cannot freely purchase properties for permanent residential use.<\/li>\n\n\n\n<li>It is possible to buy a holiday home, but only in authorised areas (and in limited numbers each year).<\/li>\n\n\n\n<li>In some tourist areas, special licences are permitted, but these must be requested from the canton.<\/li>\n\n\n\n<li>The purchase of commercial property (e.g. offices, premises, hotels) is generally permitted, even for foreigners.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">Where can you buy a holiday home?<\/h3>\n\n\n\n<p>Some examples of areas where a foreign citizen can purchase a second home (with specific permits):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Verbier<\/li>\n\n\n\n<li>Zermatt<\/li>\n\n\n\n<li>St. Moritz<\/li>\n\n\n\n<li>Crans-Montana<\/li>\n\n\n\n<li>Ticino: only in certain locations (not in Lugano city, for example)<br>Each canton may have different rules, and quotas are limited.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Why does this law exist?<\/h3>\n\n\n\n<p>Because the Swiss market is stable, attractive and \u201csafe\u201d, and without regulations the risk would be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>increased prices for residents<\/li>\n\n\n\n<li>empty houses bought solely as investments<\/li>\n\n\n\n<li>loss of social cohesion in urban and tourist centres<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Tip of the month<\/h3>\n\n\n\n<p>If you are a foreigner and want to buy property in Switzerland:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check your legal status (permit C? B? None?)<\/li>\n\n\n\n<li>Check the cantonal rules<\/li>\n\n\n\n<li>Do not underestimate the authorisation procedures: they take time and attention<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Conclusion<\/h3>\n\n\n\n<p>Don&#8217;t let the laws take you by surprise: get informed, plan ahead and carry out your property project in Switzerland with confidence. We are here to help you make the right choice.<\/p>\n\n\n\n<p>Yours anfina<\/p>\n<div class=\"casawp-legal__page casawp-legal__page--imprint\"><p>\n\t<strong>anfina immo ag<\/strong>\n\n\t\t<br>Flobotstrasse 3\n\n\n\t\t<br>8044 Z\u00fcrich\n\n\t\t<br>Schweiz\n<\/p>\n<p>\n\t\tPhone +41 43 541 23 60\n\t\t<br><a href=\"mailto:info@anfina.ch\">info@anfina.ch<\/a>\n\t\t<br><a href=\"http:\/\/www.anfina.ch\">http:\/\/www.anfina.ch<\/a>\n<\/p>\n\n\t<p><br>UID: CHE-196.432.915 MWST<\/p>\n<br>\n<p><strong>Realisation<\/strong><\/p>\n<p><strong>Casasoft AG<\/strong><br>\nThurgauerstrasse 36<br>\n8050 Z\u00fcrich<br>\n<a href=\"https:\/\/casasoft.ch\" target=\"_blank\">www.casasoft.ch<\/a><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Lex Koller regulates the purchase of property by foreigners in Switzerland: here&#8217;s what you need to know. Dear readers,Did you [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":81775,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-81778","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lex Koller: who can buy property in Switzerland? - anfina immo ag<\/title>\n<meta name=\"description\" content=\"The Lex Koller law determines who can purchase property in Switzerland as a foreigner. 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