{"id":72798,"date":"2024-07-15T10:13:19","date_gmt":"2024-07-15T08:13:19","guid":{"rendered":"https:\/\/anfina.ch\/?p=72798"},"modified":"2024-10-14T10:28:05","modified_gmt":"2024-10-14T08:28:05","slug":"real-estate-bubble-bubble-ubs","status":"publish","type":"post","link":"https:\/\/anfina.ch\/en\/real-estate-bubble-bubble-ubs\/","title":{"rendered":"Real estate bubble"},"content":{"rendered":"\n

The speculative bubble to take into account if you want to sell or buy property.<\/h2>\n\n\n\n
<\/div>\n\n\n\n
\"Real<\/a><\/figure>\n\n\n\n
<\/div>\n\n\n\n

Let us first introduce a simple and clear definition of the term property bubble.
A real estate bubble is nothing more than an often cyclical phenomenon characterised by a rapid increase in prices to an unsustainable level relative to average income or other economic parameters.<\/p>\n\n\n\n

In a balanced market, the price of a given asset is determined by supply and demand. <\/p>\n\n\n\n

However, if the supply is insufficient to satisfy a constantly increasing demand, an imbalance occurs. <\/p>\n\n\n\n

Put simply, the asset becomes scarcer and the demand proportionally higher, which leads to a price increase. As a result, the price of real estate no longer corresponds to its value, creating a ‘bubble’ in the sector in question and thus a gap between the real value of the property and the price at which it is offered on the market.<\/p>\n\n\n\n

Market analysis of the UBS Swiss Real Estate Bubble Index<\/h3>\n\n\n\n

UBS Swiss Real Estate Bubble Index<\/em> articles on real estate market price developments and the risk of property bubbles: <\/p>\n\n\n\n

“The UBS Swiss Real Estate Bubble Index continued its decline\u00a0in the first quarter of 2024 and now stands at 0.95 index\u00a0points. The risk of a property bubble has thus fallen from\u00a0“elevated” to “moderate.” <\/p>\n\n\n\n

This means the benchmark is\u00a0significantly lower than during the real estate bubble in the\u00a0early 1990s.\u00a0<\/p>\n\n\n\n

However, the analysis shows that bubble risk remains high\u00a0from the perspective of fundamental factors rents and\u00a0income. <\/p>\n\n\n\n

However, the risk of overheating has decreased as\u00a0a result of weaker price momentum. Falling interest rates\u00a0and the only moderate level of relative usage costs speak\u00a0against a price correction. <\/p>\n\n\n\n

Overall low and further declining\u00a0borrowing and new construction also clearly speak against\u00a0a price bubble.”<\/p>\n\n\n\n

How the real estate bubble is calculated by UBS economists<\/h3>\n\n\n\n

The UBS Swiss Real Estate Bubble Index shows the risk of a possible property bubble in the Swiss market.<\/p>\n\n\n\n

To calculate the Bubble Index, UBS economists use a model with several factors: price-to-rent and price-to-income ratios (fundamentals), 3- and 10-year real price change rates (dynamics), purchase-to-rent comparisons (costs) and mortgage-to-income volume and net additions to the portfolio (context).
Based on present value, real estate bubble risk is divided into the following four categories: Acute (above 2), High (between 1 and 2), Moderate (between 0 and 1) and Low (below 0).<\/p>\n\n\n\n

<\/div>\n\n\n\n
\"\"<\/a><\/figure>\n\n\n\n
<\/div>\n\n\n\n

For further updates, UBS Banck constantly monitors real estate market trends, information on the latter can be found on their website.<\/p>\n\n\n\n

<\/div>\n\n\n\n


Although the market is experiencing some tension, we can reassure you that the slowdown in interest rates and continued demand are calming the waters of a real estate storm. This is a very good point for those who want to sell or buy their home.<\/em><\/p>\n\n\n\n

Your anfina team<\/em><\/p>\n

\n\tanfina immo ag<\/strong>\n\n\t\t
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Schweiz\n<\/p>\n

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http:\/\/www.anfina.ch<\/a>\n<\/p>\n\n\t


UID: CHE-196.432.915 MWST<\/p>\n
\n

Realisation<\/strong><\/p>\n

Casasoft AG<\/strong>
\nThurgauerstrasse 36
\n8050 Z\u00fcrich
\nwww.casasoft.ch<\/a><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

The speculative bubble to take into account if you want to sell or buy property. Let us first introduce a […]<\/p>\n","protected":false},"author":2,"featured_media":73359,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-72798","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein"],"acf":[],"yoast_head":"\nReal estate bubble - anfina immo ag<\/title>\n<meta name=\"description\" content=\"Real estate bubble: the most important features of the phenomenon and the key data calculated by UBS analysts for Q1 2024\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anfina.ch\/en\/real-estate-bubble-bubble-ubs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Real estate bubble - 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